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LUMP SUM OR ANNUITY IN RETIREMENT?

A growing number of employers are offering workers the option of annuitizing some or all of their workplace retirement savings, as opposed to taking it in one lump sum. While the lump sum option has its advantages, we believe many investors would be better served by...

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USING INSURANCE TO FUND A BUY/SELL AGREEMENT

A recent study from Nationwide shows three in five small businesses do not have a business succession plan in place, meaning they are sorely unprepared in the event something happens to one of the owners. The fact that the personal wealth of many small business owners...

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NEED GUARANTEED LIFETIME INCOME? DON’T OVERLOOK ANNUITIES

Many retirees today are concerned about whether or not they have enough money to last their lifetime—and potentially beyond. The prolonged low interest rate environment has made this an even more acute concern for many investors. This is where annuities that provide...

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TOP REASONS TO DELAY RETIREMENT

Many people dream about retiring in their 60s, leaving behind the grind of day-to-day work in order to pursue their passions. However, increased longevity rates coupled with inadequate savings make this more of a fantasy than a reality for most Americans. It's no...

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SPECIAL RETIREMENT PLANNING CONSIDERATIONS FOR WOMEN

Research consistently shows women are saving far less for retirement than men, with potentially disastrous results. Consider, for instance, an analysis by the National Institute on Retirement Security that found women were 80 percent more likely than men to be...

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